Affordable Payments Are Not Just A Dream

There aren’t many people who will tell you that securing their car loan was a breeze, but the ones that do have probably worked with Dream Automotive’s finance team. After all, we’re here to turn all your vehicle fantasies into realities. That includes a stress-free loan with great terms!

Let’s take a walk-through of financing a car with Dream Automotive.

Pick Your Vehicle

Most people know what kind of payment will fit into their budget, so they have a feel for what their car buying price range is. If you don’t know what your budget looks like, it’s a good idea to sit down before you come to the dealership and write out all your bills and other expenses, deduct them from your take-home income to figure out how much you can afford for car-related necessities. If you already have a vehicle, you can probably guess pretty closely what your insurance will cost.
With that figure in mind, we can show you all the vehicles in your price range that will suit your needs, both new and used. Since Dream Automotive is a joint-branded dealership featuring Mitsubishi, Nissan, and Kia cars, you’ll have a lot to choose from! Once you’ve found that perfect vehicle in the perfect color and with the features you want most, you can pay a visit to our financing department to set things up.

Work with Our Finance Team

Our team of knowledgeable finance experts has a portfolio of loan products from which to draw, as well as the latest information on dealer incentives and other credits that may apply to your car. They’ll just need paperwork that shows your income, consent to pull your credit score, and proof of your identity.

Guaranteed Credit Approval

After that, you’ll be presented with your loan options. Many cars will qualify for several different loan lengths. A longer loan can make your payment more affordable, but it will also cost you more in interest in the long run. You can pay extra payments on most loans if you want, just make sure to ask if your loan has a prepayment penalty before you sign on the line.

Cover Your Car

Once you’ve found a loan you’re comfortable with, you’ll need to ensure you can be insured, making one more stop on the docket for you – to visit with our AllState agents, who can set you up with insurance that will meet or exceed your loan’s minimum coverage threshold, then send that information back to the finance department, where your loan will finish processing while you wait.

Drive Away Happy!

Who says financing an automobile has to be hard? We’ve got just four steps to getting into your car and out the door in no time flat. And that fourth one, well, it’s the best step, really. It’s the one where you get to take your obligatory new car selfie and drive away happy. What could be better?

Dream Automotive is all about turning your fantasies into reality, even if they’re just hoping for a smoother sales process and easier financing options. You deserve easy and we’re here to deliver.